Agreed, same here. Didn't have daycare for 6 months (at $2,300 a month), and our overall monthly spending is way down. In February, in a pure coincidence, I started some remote-work 1099 independent consulting (in addition to my normal W2 job) that added to the income. We've been very fortunate during this pandemic including the many, many, many hours spent with my 2 year-old daughter as we explored creeks among other fun activities. That has been by far the best part of the shutdown.